:root{
    --navy:#0b2e63;--navy2:#0a2250;--blue:#1668c7;--blue2:#2e97ef;--sky:#67c0f7;
    --orange:#f7941e;--orange2:#f15a22;--ink:#0a1b33;--mist:#eef6ff;--line:#dbe8f6;
  }
  *{box-sizing:border-box;margin:0;padding:0}
  html{scroll-behavior:smooth}
  body{font-family:'Helvetica Neue',Arial,system-ui,sans-serif;color:var(--ink);background:#fff;line-height:1.6;-webkit-font-smoothing:antialiased;overflow-x:hidden}
  .wrap{max-width:1140px;margin:0 auto;padding:0 24px}
  a{color:inherit;text-decoration:none}
  svg{display:block}
  .btn{display:inline-flex;align-items:center;gap:9px;font-weight:800;letter-spacing:.3px;border-radius:999px;padding:15px 28px;font-size:15px;cursor:pointer;border:0;transition:transform .15s ease,box-shadow .15s ease}
  .btn svg{width:18px;height:18px}
  .btn-o{background:linear-gradient(135deg,var(--orange),var(--orange2));color:#fff;box-shadow:0 10px 24px rgba(241,90,34,.35)}
  .btn-o:hover{transform:translateY(-2px);box-shadow:0 14px 30px rgba(241,90,34,.45)}
  .btn-ghost{background:rgba(255,255,255,.12);color:#fff;border:2px solid rgba(255,255,255,.55)}
  .btn-ghost:hover{background:rgba(255,255,255,.2)}
  .btn-navy{background:linear-gradient(135deg,var(--blue),var(--navy));color:#fff;box-shadow:0 10px 24px rgba(11,46,99,.3)}
  .btn-navy:hover{transform:translateY(-2px)}
  .btn-white{background:#fff;color:var(--orange2)}.btn-white:hover{transform:translateY(-2px)}
  .eyebrow{display:inline-block;font-weight:800;letter-spacing:2px;text-transform:uppercase;font-size:12px;color:var(--orange2);background:#fff2e6;padding:7px 14px;border-radius:999px}
  h1,h2,h3{line-height:1.12;letter-spacing:-.5px}
  h1{font-size:clamp(34px,5vw,58px);font-weight:900;color:var(--navy)}
  h2{font-size:clamp(28px,3.6vw,42px);font-weight:900;color:var(--navy)}
  .section{padding:88px 0}
  .center{text-align:center}
  .lead{font-size:19px;color:#3a4a63;max-width:620px}

  .reveal{opacity:1}
  body.js .reveal{opacity:0;transform:translateY(26px);transition:opacity .7s cubic-bezier(.2,.7,.2,1),transform .7s cubic-bezier(.2,.7,.2,1)}
  body.js .reveal.in{opacity:1;transform:none}

  header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.92);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
  nav{display:flex;align-items:center;justify-content:space-between;height:78px}
  nav .brand img{height:54px;width:auto;display:block}
  .nav-links{display:flex;gap:28px;align-items:center;font-weight:700;color:var(--navy);font-size:15px}
  .nav-links a:hover{color:var(--blue2)}
  .nav-cta{padding:11px 22px;font-size:14px}
  @media(max-width:860px){.nav-links a:not(.nav-cta){display:none}}

  .hero{position:relative;overflow:hidden;background:linear-gradient(170deg,#fff 0%,#e7f3ff 55%,#d4ecff 100%)}
  .hero .wrap{position:relative;z-index:3;display:grid;grid-template-columns:1.05fr .95fr;gap:44px;align-items:center;padding-top:74px;padding-bottom:104px}
  @media(max-width:900px){.hero .wrap{grid-template-columns:1fr;text-align:center;padding-top:50px;padding-bottom:70px}.lead{margin-left:auto;margin-right:auto}}
  .hero h1{margin:18px 0 16px}
  .hero h1 .pop{background:linear-gradient(120deg,var(--orange),var(--orange2));-webkit-background-clip:text;background-clip:text;color:transparent}
  .hero-cta{display:flex;gap:14px;margin-top:28px;flex-wrap:wrap}
  @media(max-width:900px){.hero-cta{justify-content:center}}
  .chips{display:flex;gap:10px;flex-wrap:wrap;margin-top:26px}
  @media(max-width:900px){.chips{justify-content:center}}
  .chip{display:inline-flex;align-items:center;gap:8px;background:#fff;border:1px solid var(--line);color:var(--navy);font-weight:700;font-size:13px;padding:9px 15px;border-radius:999px;box-shadow:0 4px 14px rgba(11,46,99,.06)}
  .chip svg{width:16px;height:16px;color:var(--blue2)}
  .logo-card{background:#fff;border-radius:26px;padding:30px;box-shadow:0 30px 70px rgba(11,46,99,.18);position:relative;z-index:2;animation:float 6s ease-in-out infinite}
  .logo-card img{width:100%;height:auto;display:block;border-radius:10px}
  @keyframes float{0%,100%{transform:translateY(0)}50%{transform:translateY(-12px)}}
  .airflow{position:absolute;inset:0;z-index:1;pointer-events:none;opacity:.55}
  .airflow path{fill:none;stroke-linecap:round;stroke-dasharray:18 220;animation:flow 5s linear infinite}
  .airflow path:nth-child(2){animation-duration:6.5s;animation-delay:-1s}
  .airflow path:nth-child(3){animation-duration:7.5s;animation-delay:-2.5s}
  @keyframes flow{to{stroke-dashoffset:-700}}
  @media(prefers-reduced-motion:reduce){.logo-card{animation:none}.airflow path{animation:none}}

  .wave{display:block;width:100%;height:60px;position:relative;z-index:3}

  .strip{background:linear-gradient(120deg,var(--navy),var(--blue));color:#fff}
  .strip .wrap{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;padding:40px 24px}
  @media(max-width:760px){.strip .wrap{grid-template-columns:repeat(2,1fr)}}
  .stat{text-align:center}
  .stat b{display:block;font-size:34px;font-weight:900;letter-spacing:-1px}
  .stat span{font-size:13px;opacity:.85;font-weight:600}
  .stat .accent{color:var(--sky)}

  .grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;margin-top:48px}
  @media(max-width:900px){.grid-4{grid-template-columns:repeat(2,1fr)}}
  @media(max-width:520px){.grid-4{grid-template-columns:1fr}}
  .card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:28px 24px;box-shadow:0 10px 30px rgba(11,46,99,.06);transition:transform .18s ease,box-shadow .18s ease}
  .card:hover{transform:translateY(-6px);box-shadow:0 20px 44px rgba(11,46,99,.14)}
  .ico{width:58px;height:58px;border-radius:16px;display:flex;align-items:center;justify-content:center;margin-bottom:16px;color:#fff;transition:transform .2s ease}
  .ico svg{width:28px;height:28px}
  .card:hover .ico{transform:scale(1.08) rotate(-4deg)}
  .ico.fire{background:linear-gradient(135deg,var(--orange),var(--orange2))}
  .ico.time{background:linear-gradient(135deg,var(--blue2),var(--blue))}
  .ico.bill{background:linear-gradient(135deg,#1fbd74,#0e8f54)}
  .ico.life{background:linear-gradient(135deg,var(--blue),var(--navy))}
  .card h3{font-size:19px;color:var(--navy);margin-bottom:8px}
  .card p{font-size:15px;color:#51607a}

  .services{background:linear-gradient(180deg,#0a2250,#0b2e63);color:#fff}
  .services h2{color:#fff}.services .lead{color:#bcd4f0}
  .svc-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:48px}
  @media(max-width:880px){.svc-grid{grid-template-columns:repeat(2,1fr)}}
  @media(max-width:560px){.svc-grid{grid-template-columns:1fr}}
  .svc{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.14);border-radius:16px;padding:24px;transition:background .18s ease,transform .18s ease}
  .svc:hover{background:rgba(255,255,255,.12);transform:translateY(-4px)}
  .svc .dot{width:46px;height:46px;border-radius:13px;background:linear-gradient(135deg,var(--orange),var(--orange2));display:flex;align-items:center;justify-content:center;margin-bottom:14px;color:#fff;transition:transform .2s ease}
  .svc .dot svg{width:24px;height:24px}
  .svc:hover .dot{transform:scale(1.08) rotate(4deg)}
  .svc h3{font-size:17px;color:#fff;margin-bottom:6px}
  .svc p{font-size:14px;color:#aec6e8}

  .steps{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;margin-top:50px}
  @media(max-width:760px){.steps{grid-template-columns:1fr}}
  .step{text-align:center}
  .step .num{width:64px;height:64px;margin:0 auto 16px;border-radius:50%;background:linear-gradient(135deg,var(--blue2),var(--blue));color:#fff;font-weight:900;font-size:25px;display:flex;align-items:center;justify-content:center;box-shadow:0 12px 26px rgba(22,104,199,.3)}
  .step h3{color:var(--navy);font-size:19px;margin-bottom:6px}
  .step p{color:#51607a;font-size:15px;max-width:300px;margin:0 auto}

  .whyfins{background:var(--mist)}
  .wf-grid{display:grid;grid-template-columns:1.1fr 1fr;gap:46px;align-items:center}
  @media(max-width:900px){.wf-grid{grid-template-columns:1fr}}
  .wf-list{list-style:none;margin-top:22px;display:grid;gap:14px}
  .wf-list li{display:flex;gap:12px;align-items:flex-start;font-size:16px;color:#2c3a54;font-weight:600}
  .wf-list .ck{flex:0 0 auto;width:26px;height:26px;border-radius:50%;background:linear-gradient(135deg,#1fbd74,#0e8f54);display:flex;align-items:center;justify-content:center;color:#fff}
  .wf-list .ck svg{width:15px;height:15px}
  .founder{display:flex;align-items:center;gap:14px;margin-top:26px;background:#fff;border:1px solid var(--line);border-radius:16px;padding:14px 18px;box-shadow:0 10px 26px rgba(11,46,99,.07)}
  .founder img{width:64px;height:64px;border-radius:50%;object-fit:cover;border:3px solid var(--sky)}
  .founder b{display:block;color:var(--navy);font-size:16px}
  .founder span{color:#7388a3;font-size:13px;font-weight:600}
  .quote{background:#fff;border-radius:22px;padding:34px;box-shadow:0 20px 50px rgba(11,46,99,.12);border-top:5px solid var(--orange)}
  .quote .stars{color:var(--orange);font-size:20px;letter-spacing:2px}
  .quote p{font-size:19px;color:var(--navy);font-weight:600;margin:14px 0 18px;line-height:1.5}
  .quote .who{font-weight:800;color:var(--blue)}
  .quote .who span{display:block;font-weight:600;color:#7388a3;font-size:14px}

  .cta{background:linear-gradient(120deg,var(--orange),var(--orange2));color:#fff;text-align:center}
  .cta h2{color:#fff}.cta p{font-size:19px;opacity:.95;margin:12px auto 0;max-width:560px}
  .cta .row{display:flex;gap:14px;justify-content:center;margin-top:30px;flex-wrap:wrap}

  footer{background:var(--navy2);color:#cfe0f5;padding:60px 0 28px}
  .foot-top{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:36px}
  @media(max-width:760px){.foot-top{grid-template-columns:1fr}}
  .word{font-weight:900;font-size:26px;letter-spacing:-.5px}
  .word .b{color:var(--sky)}.word .o{color:var(--orange)}
  footer h4{color:#fff;font-size:14px;text-transform:uppercase;letter-spacing:1px;margin-bottom:14px}
  footer a{display:block;color:#aec6e8;font-size:15px;margin-bottom:9px}
  footer a:hover{color:#fff}
  .foot-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:40px;padding-top:22px;display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap;font-size:13px;color:#8fb0d6}
  .division{color:var(--sky);font-weight:700}
  .qform{max-width:560px;margin:30px auto 0;background:#fff;border-radius:20px;padding:26px;box-shadow:0 24px 60px rgba(11,46,99,.28);text-align:left}
  .qform .row2{display:grid;grid-template-columns:1fr 1fr;gap:12px}
  @media(max-width:520px){.qform .row2{grid-template-columns:1fr}}
  .qform .fld{margin-bottom:14px}
  .qform label{display:block;font-weight:700;font-size:13px;color:var(--navy);margin-bottom:6px}
  .qform input,.qform textarea{width:100%;border:1.5px solid var(--line);border-radius:12px;padding:12px 14px;font:inherit;font-size:15px;color:var(--ink);background:#fbfdff}
  .qform input:focus,.qform textarea:focus{outline:none;border-color:var(--blue2);box-shadow:0 0 0 3px rgba(46,151,239,.15)}
  .qform textarea{min-height:92px;resize:vertical}
  .qform .hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
  .qform button.btn{width:100%;justify-content:center;margin-top:4px}
  .qform .msg{text-align:center;font-weight:700;margin-top:12px;font-size:15px}
  .qform .msg.ok{color:#0e8f54}.qform .msg.err{color:var(--orange2)}

/* ===================== SUBPAGES / BLOG / ARTICLES ===================== */

/* 4-col footer */
.foot-top{grid-template-columns:1.6fr 1fr 1fr 1.1fr}
@media(max-width:900px){.foot-top{grid-template-columns:1fr 1fr}}
@media(max-width:560px){.foot-top{grid-template-columns:1fr}}

/* Compact hero for subpages */
.page-hero{position:relative;overflow:hidden;background:linear-gradient(170deg,#0a2250,#0b2e63);color:#fff;padding:52px 0 70px}
.page-hero .eyebrow{background:rgba(255,255,255,.12);color:#fff}
.page-hero h1{color:#fff;margin:14px 0 12px;font-size:clamp(30px,4.4vw,46px)}
.page-hero p.lead{color:#bcd4f0;max-width:680px}
.page-hero.center p.lead{margin-left:auto;margin-right:auto}
.page-hero .wave{position:absolute;bottom:-1px;left:0;z-index:2}
.breadcrumb{font-size:13px;color:#9fc0ea;font-weight:600}
.breadcrumb a{color:#9fc0ea}.breadcrumb a:hover{color:#fff}
.breadcrumb span{opacity:.55;margin:0 7px}

/* Article prose */
.article{max-width:760px;margin:0 auto;padding:56px 24px 10px}
.post-meta{display:flex;gap:12px;flex-wrap:wrap;align-items:center;font-size:14px;color:#7388a3;font-weight:600;margin-bottom:26px}
.post-meta .tag{background:#eef6ff;color:var(--blue);padding:4px 11px;border-radius:999px;font-size:12px;letter-spacing:.5px;text-transform:uppercase;font-weight:800}
.prose{font-size:17px;color:#2c3a54;line-height:1.75}
.prose h2{font-size:26px;color:var(--navy);margin:38px 0 14px}
.prose h3{font-size:20px;color:var(--navy);margin:28px 0 10px}
.prose p{margin:0 0 18px}
.prose ul,.prose ol{margin:0 0 18px;padding-left:22px}
.prose li{margin-bottom:9px}
.prose strong{color:var(--navy)}
.prose a{color:var(--blue);font-weight:700;text-decoration:underline;text-underline-offset:2px}
.prose a:hover{color:var(--blue2)}
.prose blockquote{border-left:4px solid var(--orange);background:var(--mist);padding:16px 20px;border-radius:0 12px 12px 0;margin:0 0 20px;font-style:italic;color:var(--navy)}
.callout{background:#fff2e6;border:1px solid #ffd9b3;border-radius:14px;padding:18px 20px;margin:22px 0;font-size:15.5px;color:#7a4a12;line-height:1.65}
.callout b{color:var(--orange2)}

/* FAQ accordions */
.faq{max-width:760px;margin:6px auto 0;padding:0 24px}
.faq h2{font-size:26px;color:var(--navy);margin-bottom:18px}
.faq details{border:1px solid var(--line);border-radius:14px;padding:2px 18px;margin-bottom:12px;background:#fff;box-shadow:0 6px 18px rgba(11,46,99,.05)}
.faq summary{cursor:pointer;font-weight:800;color:var(--navy);padding:15px 0;list-style:none;display:flex;justify-content:space-between;align-items:center;gap:12px;font-size:16px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";font-size:24px;color:var(--blue2);font-weight:700;line-height:1}
.faq details[open] summary::after{content:"\2013"}
.faq details p{padding:0 0 16px;color:#51607a;font-size:15.5px;line-height:1.7;margin:0}

/* Slim article CTA band */
.article-cta{background:linear-gradient(120deg,var(--orange),var(--orange2));color:#fff;border-radius:20px;padding:30px 28px;text-align:center;margin:38px auto;max-width:760px;box-shadow:0 18px 44px rgba(241,90,34,.3)}
.article-cta h3{color:#fff;font-size:22px;margin-bottom:8px}
.article-cta p{opacity:.95;margin-bottom:18px;font-size:16px}

/* Author box */
.author{display:flex;gap:14px;align-items:center;max-width:760px;margin:30px auto 0;padding:18px 22px;background:var(--mist);border-radius:16px}
.author img{width:60px;height:60px;border-radius:50%;object-fit:cover;border:3px solid var(--sky)}
.author b{color:var(--navy)}
.author span{display:block;color:#7388a3;font-size:14px}

/* Blog index post cards */
.post-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:10px}
@media(max-width:900px){.post-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:600px){.post-grid{grid-template-columns:1fr}}
.postcard{display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:18px;overflow:hidden;box-shadow:0 10px 30px rgba(11,46,99,.06);transition:transform .18s ease,box-shadow .18s ease}
.postcard:hover{transform:translateY(-6px);box-shadow:0 20px 44px rgba(11,46,99,.14)}
.postcard .pc-top{height:8px;background:linear-gradient(120deg,var(--blue2),var(--orange))}
.postcard .pc-body{padding:24px;display:flex;flex-direction:column;flex:1}
.postcard .tag{align-self:flex-start;background:#eef6ff;color:var(--blue);padding:4px 11px;border-radius:999px;font-size:11px;letter-spacing:.5px;text-transform:uppercase;font-weight:800;margin-bottom:12px}
.postcard h3{color:var(--navy);font-size:19px;line-height:1.3;margin-bottom:8px}
.postcard p{color:#51607a;font-size:15px;flex:1}
.postcard .more{margin-top:14px;color:var(--blue);font-weight:800;font-size:14px}

/* Related posts */
.related{max-width:900px;margin:0 auto;padding:12px 24px 10px}
.related h2{font-size:22px;color:var(--navy);margin-bottom:18px;text-align:center}

/* Contact split */
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:start}
@media(max-width:860px){.contact-grid{grid-template-columns:1fr}}
.contact-info .ci-item{display:flex;gap:14px;align-items:flex-start;margin-bottom:22px}
.contact-info .ci-ic{flex:0 0 auto;width:46px;height:46px;border-radius:12px;background:linear-gradient(135deg,var(--blue2),var(--blue));display:flex;align-items:center;justify-content:center;color:#fff}
.contact-info .ci-ic svg{width:22px;height:22px}
.contact-info b{color:var(--navy);display:block;font-size:16px}
.contact-info a,.contact-info span{color:#51607a;font-size:15px}
.contact-info a:hover{color:var(--blue)}
.qform.light{box-shadow:0 18px 50px rgba(11,46,99,.14);margin:0}

/* Service page blocks */
.svc-detail{max-width:860px;margin:0 auto;padding:56px 24px 0}
.svc-detail .svc-row{display:flex;gap:18px;align-items:flex-start;padding:22px 0;border-bottom:1px solid var(--line)}
.svc-detail .svc-row:last-child{border-bottom:0}
.svc-detail .sd-ic{flex:0 0 auto;width:52px;height:52px;border-radius:14px;background:linear-gradient(135deg,var(--orange),var(--orange2));display:flex;align-items:center;justify-content:center;color:#fff}
.svc-detail .sd-ic svg{width:26px;height:26px}
.svc-detail h3{color:var(--navy);font-size:19px;margin-bottom:5px}
.svc-detail p{color:#51607a;font-size:15.5px}

/* ===================== IMAGERY: before/after, reasons, infographic ===================== */
.beforeafter{max-width:720px;margin:28px auto}
.ba-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.ba-item{border-radius:14px;overflow:hidden;box-shadow:0 10px 28px rgba(11,46,99,.12);border:1px solid var(--line);background:#fff}
.ba-item img{width:100%;height:auto;display:block}
.ba-cap{text-align:center;font-size:13px;color:#51607a;padding:9px 10px 11px;line-height:1.4}
.ba-credit{text-align:center;font-size:12.5px;color:#8899b0;margin-top:10px;font-style:italic}

.reasons{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin:16px 0 8px}
@media(max-width:700px){.reasons{grid-template-columns:1fr}}
.reason{display:flex;gap:14px;align-items:flex-start;background:#fff;border:1px solid var(--line);border-radius:14px;padding:18px;box-shadow:0 8px 22px rgba(11,46,99,.05)}
.reason .rnum{flex:0 0 auto;width:40px;height:40px;border-radius:50%;background:linear-gradient(135deg,var(--blue2),var(--blue));color:#fff;font-weight:900;display:flex;align-items:center;justify-content:center;font-size:17px;box-shadow:0 8px 18px rgba(22,104,199,.3)}
.reason h3{color:var(--navy);font-size:16px;margin:0 0 4px}
.reason p{color:#51607a;font-size:14.5px;line-height:1.55;margin:0}

.infographic{max-width:620px;margin:28px auto}
.infographic img{width:100%;height:auto;border-radius:16px;box-shadow:0 16px 44px rgba(11,46,99,.16);border:1px solid var(--line);display:block}

/* before/after photo labels (real job photos) */
.ba-item{position:relative}
.ba-badge{position:absolute;top:10px;left:10px;color:#fff;font-weight:800;font-size:11px;letter-spacing:1px;text-transform:uppercase;padding:5px 12px;border-radius:999px;box-shadow:0 4px 12px rgba(0,0,0,.28);z-index:2}
.ba-badge.before{background:var(--orange2)}
.ba-badge.after{background:#0e8f54}